Tuesday, October 16, 2012

Job Loss & Insurance.

It's been a month since my husband lost his job. A whole month & boy has life had to change. It's kind of crazy all the different things you realize a job does for you. Like Insurance. 

About 3 months ago we finally made the jump to join hubs' insurance through his work.We had originally been paying for insurance outside of a group. We had great insurance. If I would have known he was going to lose his job 2 months later I wouldn't have switched. It's crazy how fast things can change. Well right after he lost his job we started looking for new insurance knowing we didn't have too much longer left with our current. I found a few websites that would help with our insurance comparison shopping


Only to later find out that I couldn't be covered, due to taking Clomid just a couple weeks before he lost his job. Frustrating. I knew that would mean COBRA was our next option. So I found some information about COBRA Insurance. Which was then followed by the standard letter from COBRA letting us know what our payment was and how long they could cover us. 

As soon as we're eligible to get back on with an Insurance company, which I'm thinking won't be until I'm pregnant or until hubs gets a job I'll have to start with that comparison shopping again. I feel like I know a fair amount about health insurance plans, well at least how to shop for them. It's nice knowing there are different tools & websites to help. 

Have you ever lost a job & lost insurance? What did you do? I know some times people can find jobs faster than others & I'm sure a lot of people aren't taking fertility medication, but if you are what did you do? Anyone dealt with or dealing with what I'm going through?



**This post was brought to you by my friends at http://shorttermhealthinsurance.net **

1 comment:

Jessa said...

I lost insurance a year ago already. I'm not coverable because I'm bipolar. Pregnancy, for many insurance companies, is pre-existing and will not be covered. As are many fertility issues. Be very careful.

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